Financial Problems

Financial problems may cause you to consider leaving NUI, Galway before course completion. There may be some options before taking this step.

• Bank/Credit Union Loan
  The national banks situated on or adjacent to the University campus employ full-time student officers who have considerable experience in dealing with the vagaries of student financial affairs.  They may well be able to give assistance and advice.  

• Student Assistance Fund
  The University is in a position to offer some funding to financially disadvantaged students to enable them fully benefit from their studies.  This is separate from the Third Level Grant which is administered by the local authority of each student.  The Student Assistance Fund is resourced by the European Social Fund.  Details and an application form are available here.

• Third-Level Grant
  Information on your entitlement to the Third Level Grant is available from your home Local Authority. Each Authority has a Third Level Grant Section. More information on supports for third level students is available here.

• Student Hardship Fund
  Contact the Chaplains. The Chaplains have access to a small fund which is maintained to assist students who have short-term financial difficulties or who experience a sudden emergency or crisis and need immediate financial aid.  Amounts available from this Hardship Fund are limited and are usually given in the form of a short-term interest-free loan. However, in appropriate circumstances, money can be provided quickly.   

• Scholarships
  A number of national scholarship schemes provide financial aid to students. Information is available here.

• Fees
  If the inability to pay tuition fees to NUI, Galway is causing you to consider leaving University before course completion, you should, as a matter of urgency, contact the Fees Office and arrange to meet a member of the Fees Office staff in person. 
  
  Here, your various options will be outlined, including in exceptional circumstances, an abatement of some of the amount owed. This may require you making a formal application to the University through the Student Loans and Fees Committee.
  
  Please contact the Fees Office if you need any further advice or help in relation to fees.

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